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Terms and conditions









Our leasing services could give the established and successfully operating businesses a unique possibility of its further rational development especially when they are aimed to increase:

  • the quality of manufactured goods/services,
  • gain the competitive advantages,
  • widen the range of products/services,
  • the production volume and sales volume.

The potential Lessee should submit the complete application. The comprehensive business-plan and the feasibility study are submitted if required. When the submitted documents are considered the pre-approval of financing the project is made. After it the potential Lessee should provide all the documents in accordance with Appendix 2.

Approval time

The pre-approval should be maid within 10 days starting from the date of application form and all the necessary documentation are submitted.

The Lessor while considering lease project will give the preference to the Lessee who is tend to have:

  • the positive trends of company's development for the last two years ;
  • the strong competitive advantages within company's market segment, the range of quality products/services with high level of demand for it and the successful sales trends;
  • the established production, marketing and sales infrastructure, highly skilled and experienced personnel and well known technology and production process;
  • positive credit records;
  • the appropriate collateral of all company's obligations fulfillment upon lease project

The standard terms and conditions of lease equipment (the finance of lease project)

  • The lessee can choose both the equipment and the supplier, under the conditions earlier agreed with Lessor. The Lessor and the supplier also have to agree upon the equipment specifications
  • Lease term: lease term range from one to seven years
  • Financing amount: from 50 to 5.000.000 USD
  • Advance lessee payment: at least 20% of equipment's purchasing price.
  • Average annual rise in the equipment cost by the end of lease contract will be from 10 % (USD), including lease fee and taxes, appeared in the process of project implementation.
  • Lease payment schedule: monthly equal payments; also there is a possibility to deferrer the lease payments (grace period) - which is given for the period of equipment's deliver and assembly. (up to 6 months).
  • Compulsory insurance of the equipment delivered: insurer and the conditions of insurance agreement is defined by Lessor.
  • Remarketing and buy-back of the equipment: the suppliers undertake the obligation of remarketing and buy-back of leased equipment. The Leasing Company has got a right to refuse to consider a lease projects if there are no obligations such as remarking or buy-back.

Equipment limitations

We are working with Russian and foreign suppliers. The equipment should be in accordance with the following conditions:

  • Equipment's wear and tear - the equipment's useful life should be at least twice as much as the lease agreement term.
  • Liquidity - the existence of secondary market for the purchased equipment, that allows to sell lease equipment in appropriate terms.
  • Maintenance and services - the availability of repairing service in Russia to provide the appropriate maintenance and services of equipment.
  • Legitimacy - the use of such equipment should be permitted (by the governments' body) within the Russian Federation and meet the ecological standards, accepted in Russia.

Used Equipment

It is necessary to get the preliminary appraisal report from qualified appraiser, who is specialized in used equipment's valuation of this kind. This report should include the approved price, technical conditions, and the useful life period left. The equipment's useful life should be at least twice as much as the lease agreement term.

Limitations on types of lease equipment

  • Specific equipment with narrow specialization and limited usage in Russia
  • Oil and gas equipments (exceptional cases only)
  • Airway equipment
  • Sea ships
  • Military technique and arms
  • The specific equipment to buy which the special license is needed
  • Equipment for science research (exceptional cases only)

Regional financing

  • Moscow
  • Moscow region
  • Kemerovo region
  • Other regions agreed with Leasing Company

Collateral types

  • lessee's advance payment in amount of 20-30% of the equipments' purchasing cost;
  • securities of high liquidity, lessee's guaranteed promissory note, intangible assets, and other types of assets agreed earlier with Lessor;
  • bank guarantees

»» Application and documentation needed to lease.
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